While serving Air Force personnel have their health needs met through Defence, their families often face a very different experience. Whether it’s a partner trying to book a dental appointment after a move, or children needing access to a physio or optometrist in a new town, Defence families know that continuity of care can be hard to maintain.
At Navy Health, we understand those challenges — because supporting Defence families is at the core of what we do.
Established 70 years ago to serve Navy personnel as a not-for-profit, Navy Health is now a whole-of-Defence health fund — proudly providing private health cover to current and former ADF members from all services, and most importantly, their families.
We know that military life isn’t just demanding on those who serve — it also places a significant strain on the loved ones who support them. Frequent relocations, long wait times in public systems, and inconsistent access to healthcare professionals can lead to frustration, delays in care, and out-of-pocket expenses that add up fast.
That’s why Navy Health has designed flexible, family-first cover that moves with you — no matter where you’re posted.
From August 15, we’re offering 6 weeks free cover, and we’re waiving all 2 and 6month waiting periods on Extras for new members who join before 31 October*. This means Defence families can access their cover sooner — with immediate claiming on services like dental, optical, physio, chiro, and more. Whether it’s your child’s new glasses, your partner’s massage therapy, or routine dental care, you won’t be waiting months to use your benefits.
Our Extras and Hospital cover options offer strong value, nationwide provider access, and no lock-in contracts — giving families the freedom to adapt their cover as life changes. And when you need support, you won’t be talking to a generic call centre — you’ll speak with a knowledgeable Melbourne-based team who understands the Defence lifestyle and is committed to real, personal service.
We also go beyond basic insurance. Navy Health is investing in mental health, preventative care, and broader wellbeing across the Defence community through partnerships and outreach. Because we know that strong families are key to strong service — and that looking after them makes a real difference to ADF members too.
Whether your partner is just beginning their Air Force journey, posted remotely, or approaching transition, Navy Health is here to support your family every step of the way.
To learn more, visit navyhealth.com.au or call 1300 306 289.
*Offer available to new members only. Must join on combined hospital and extras cover. Terms and conditions apply. For full terms and conditions, click here.
